![]() ![]() You can also vertically sum all of your income and expense categories by using the SUM formula. ![]() You can figure the difference between your budgeted and actual income and expenses by subtracting the cell containing the “actual” amount from the cell containing the “budget” amount. Manually summing cells is time-consuming, but Google Sheets and Excel makes it easy with formulas. A column showing the difference between the two, so you can see a complete picture of your progressĤ: Use simple formulas to minimize your time commitment.A column for actual income and expenses.A column for your budgeted income and expenses.Regardless of the budget period, you’ll want to create three columns: They then extrapolate the budget out to a year. ![]() In fact, most budget apps and software track income and expenses by month. You can also use multiple budget periods simultaneously.
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